Does Ripple Treasury (GTreasury) train AI on customer data?

Ripple Treasury (GTreasury)'s published policy says customer data is not used to train AI models. Ripple Treasury's GSmart security page says client data stays in the selected region and is never used to train models, that agents don't use or train on other clients' information, and that AI runs under inference-only policies with audit logs.

Does Ripple Treasury (GTreasury) have SOC 2?

Ripple Treasury (GTreasury) states that it holds a SOC 2 Type II report.

Which accounting systems does Ripple Treasury (GTreasury) integrate with?

Ripple Treasury (GTreasury) documents integrations with NetSuite and Microsoft Dynamics.

How much does Ripple Treasury (GTreasury) cost?

Ripple Treasury (GTreasury) does not publish prices; pricing is by quote.

What are alternatives to Ripple Treasury (GTreasury)?

Other cash & treasury tools in this directory include Agicap, Kyriba, Trovata and Tesorio.

Record verified November 5, 2026

Ripple Treasury (GTreasury)

Ripple Treasury, powered by GTreasury, is a treasury management platform for cash positioning, cash flow forecasting, payments and in-house banking, netting, reconciliation and risk management, owned by Ripple. Its GSmart agents compare forecasts to actuals, build short-term forecasts from AP and AR ledgers, rebalance cash within limits the customer sets, and flag payments that break from normal patterns.

Vendor site: treasury.ripple.com (opens in a new tab)Compare with another tool Embed this tool’s facts

SOC 2: Type II
Trains on customer data: No
Human review: Configurable
Pricing: Quote only
Ledgers: NetSuiteDynamics

What the AI does

Forecast Insights compares forecasts to actuals and flags drift; Trend Insights detects seasonality and outliers and recommends a forecast model to fit them
Ledger agent builds short-term cash forecasts from AP and AR ledgers and payment behavior, and Forecast Chaser chases and validates overdue forecast submissions
Rebalance agent moves cash to where limits and targets say it should go, and Yield agent proposes or places idle cash against policy limits, at the autonomy the customer sets
Fraud Protection flags payments that break from normal patterns before they clear, and Risk Insights surfaces exposure anomalies and hedge deviations
AI Matching Rules suggests reconciliation matching rules from sample data, and Document Capture extracts data from checks, remittances and bank statement documents

Summarized from treasury.ripple.com.

Facts, checked against the source

Category: Cash & treasurySource: treasury.ripple.com (opens in a new tab)
Built for: Mid-market, EnterpriseSource: treasury.ripple.com (opens in a new tab)
Ledger integrations: NetSuite, Microsoft DynamicsAlso documents: Oracle, SAP, Infor, Workday, 13,000 connected banks.Source: treasury.ripple.com (opens in a new tab)
Pricing: Not publishedThe vendor does not list prices publicly; pricing is by quote or sales contact.
Free plan: NoThe vendor's pricing shows no free plan.Source: treasury.ripple.com (opens in a new tab)
SOC 2: Type IISource: treasury.ripple.com (opens in a new tab)
Trains on customer data: NoRipple Treasury's GSmart security page says client data stays in the selected region and is never used to train models, that agents don't use or train on other clients' information, and that AI runs under inference-only policies with audit logs.Source: treasury.ripple.com (opens in a new tab)
Human review: ConfigurableEach agent works inside the policy the customer defines in Knowledge Studio, and the customer decides how much each workflow runs on its own; feature flags let clients turn AI capabilities off and restrict which data AI can reach.Source: treasury.ripple.com (opens in a new tab)
Company: Part of RippleSource: treasury.ripple.com (opens in a new tab)
Funding: Unconfirmed

Checked against the linked official source on the date shown.
Unconfirmed: we could not find an official statement.

Sources

Official pages read for this listing on November 5, 2026. Vendors change their sites; if a page no longer says what we report, tell us and we will recheck it.

1 logged change to this listing, most recently November 5, 2026. See the changelog.

Ripple Treasury (GTreasury) questions

Does Ripple Treasury (GTreasury) train AI on customer data?: Ripple Treasury (GTreasury)'s published policy says customer data is not used to train AI models. Ripple Treasury's GSmart security page says client data stays in the selected region and is never used to train models, that agents don't use or train on other clients' information, and that AI runs under inference-only policies with audit logs.
Does Ripple Treasury (GTreasury) have SOC 2?: Ripple Treasury (GTreasury) states that it holds a SOC 2 Type II report.
Which accounting systems does Ripple Treasury (GTreasury) integrate with?: Ripple Treasury (GTreasury) documents integrations with NetSuite and Microsoft Dynamics.
How much does Ripple Treasury (GTreasury) cost?: Ripple Treasury (GTreasury) does not publish prices; pricing is by quote.
What are alternatives to Ripple Treasury (GTreasury)?: Other cash & treasury tools in this directory include Agicap, Kyriba, Trovata and Tesorio.